This PRISMA-based systematic review analyzes how artificial intelligence (AI) and Machine Learning (ML) are integrated into educational institutions, examining the challenges and opportunities associated with their adoption. Through a structured selection process, 27 relevant studies published between 2019 and 2023 were analyzed. The results indicate that AI adoption in education remains uneven, with significant barriers such as limited teacher training, technological accessibility gaps, and ethical concerns. However, findings also highlight promising applications, including AI-driven adaptive learning systems, intelligent tutoring, and automated assessment tools that enhance personalized education. The geographical analysis reveals that most research on AI in education originates from North America, Europe, and East Asia, while developing regions remain underrepresented. Without strategic integration, the uneven implementation of AI in education may widen social inequalities, limiting access to innovative learning opportunities for disadvantaged populations. Consequently, this study underscores the urgent need for policies and teacher training programs to ensure equitable AI adoption in education, fostering an inclusive and technologically prepared learning environment.